Invoice Financing is part of Funding Flow. One broker, the whole market.
We arrange invoice finance and revolving credit for UK limited companies, matched across a panel of specialist lenders. No regulated advice, just straight commercial finance.
The Funding Flow family
Invoice Financing sits inside Funding Flow, an independent commercial finance brokerage built for UK business. Alongside us are a merchant cash advance arm and a specialist tax bill funding arm.
The shared thread is commercial finance done properly. No regulated consumer products, no credit broking. We work with limited companies on funding that fits how they trade.
Funding Flow
The parent commercial finance brokerage. Whole-of-market business funding.
fundingflow.co.uk ↗
Merchant Business Loans
Merchant cash advance for businesses that take card payments.
www.merchantbusinessloans.co.uk ↗
Tax Bill Loans
Specialist funding for VAT, Corporation Tax and PAYE bills.
taxbill.loans ↗
Invoice Financing
You are hereRelease the cash tied up in your unpaid invoices. This site.
What we do, plainly
We arrange invoice finance (factoring and discounting) and revolving credit for UK limited companies. If your cash is tied up in unpaid invoices, we help you release it and put working capital back in the business.
We do not lend. We are a broker. We have built relationships with specialist invoice finance lenders who price this product properly, underwrite it quickly, and fund it fast once a facility is live.
What we do not do: consumer lending, mortgages, personal finance, regulated investment advice or tax advice. If you need any of those, we will point you to the right place.
Our regulatory position, in plain English
Invoice Financing is a trading style of Funding Flow. We are not authorised or regulated by the Financial Conduct Authority. That is correct for what we do.
Invoice finance and commercial funding for business-to-business trading falls outside FCA scope. That means we do not need FCA authorisation and we do not claim to hold it. We are not a consumer credit broker.
If you are looking for regulated financial advice, speak to an independent financial adviser. For tax advice, speak to your accountant. We are here for the commercial finance part only.
Why go through a broker
Lender matching
Invoice finance lenders each have their own appetite. Some love recruitment, some avoid construction. Some price a £200k ledger very differently to a £2m one. Going direct to one lender gets you one answer. Coming through us, we find the lender whose appetite fits how you actually trade.
Application quality
How a facility is presented changes the outcome. We know what each lender looks for, which questions to pre-empt, and how to frame your debtor book. A well-prepared submission gets a faster yes, and often better terms.
Nothing to pay us
Our fee comes from the lender, not from you. You get whole-of-market access and application quality at no extra cost. If we do not find you funding, you pay nothing.
How to work with us
As a business needing funding
Tell us what you invoice. We will come back with a realistic view of what you could release and at what cost.
Get a quote →
As an introducer
Accountants, bookkeepers and advisors. Introduce clients who need working capital and earn commission on completion.
Introducer programme →
As a lender or partner
Invoice finance lenders and strategic partners. Get in touch to discuss panel inclusion.
Email us →
Company information
Legal entity
- Invoice Financing is a trading style of [NEW LTD, TBC].
- Registered in England and Wales.
- Email: hello@invoicefinancing.co.uk
Trading names in the group
- Funding Flow (parent commercial finance brokerage)
- Merchant Business Loans (merchant cash advance)
- Tax Bill Loans (specialist tax bill funding)
- Invoice Financing (finance against unpaid invoices, this site)