invoicefinancing.powered byFunding Flow
Whole of market · £30k to £100m

Working capital,on your terms.

Invoice finance and revolving credit, matched across 35+ specialist lenders. Tell us what you invoice and see what you could release, in seconds.

£100m
Facility ceiling
35+
Specialist lenders
24hr
To funds, once live

What's your invoice worth?

£50,000
£5k£500k
Released to you now£47,500
Held back until your customer pays£2,500
Time to fundsas little as 24 hours
See my full quote

No obligation. Speak to your broker for tailored terms.

£30k to £100mFacility range
35+Specialist lenders
95%Of invoice released
24hrTo funds, once live
The facilities

One conversation. The whole market.

We start with what your business actually needs, then place it with the right lender. No single-lender limits, no products that don't fit.

Invoice factoring illustration showing cash flowing from an invoice document into a business account

Invoice factoring

Release up to 95% of an invoice and hand credit control to the lender. Ideal if you'd rather not follow up on late payers yourself.

Learn about factoring
Invoice discounting illustration showing a confidential ledger funded behind the scenes

Invoice discounting

Confidential funding against your ledger while you keep control of collections. Suited to established businesses.

Learn about discounting
Revolving credit facility illustration showing a flexible drawdown and repayment cycle

Revolving credit

A flexible facility you draw down and repay as you need it. Pay only for what you use, headroom when you don't.

Learn about RCF
How it works

From first call to funds in hand.

From first enquiry to funds in the account, we carry the work.

01

Tell us about your business

A short fact find covers your turnover, debtor ledger and any facility you already run. We pull your Companies House details automatically.

02

We work the market

We benchmark factoring, discounting and revolving credit across 35+ specialist invoice finance and RCF lenders and negotiate the terms, so you don't have to.

03

Get the right facility

You see the options side by side and we place the deal. Funds can land in as little as 24 hours once live.

Model your options

See how the instruments stack up.

Move the slider to your turnover and compare invoice finance, revolving credit and a traditional bank loan, side by side.

Facility model
Annual turnover£4,000,000
£500k£40m
Invoice finance
Facility
£800,000
Indicative annual cost
£24,000
↑ Scales with sales
Revolving credit
Facility
£400,000
Indicative annual cost
£28,000
Draw as needed
Bank term loan
Facility
£300,000
Indicative annual cost
£33,000
Fixed, inflexible
Indicative only. Speak to your broker for a tailored quote.Get tailored terms
Built for your sector

The sectors we know inside out.

Invoice finance behaves differently in every industry. We work with the lenders who actually understand yours.

Core

Recruitment

Weekly payroll funded against 30 to 90 day client terms.

Explore
Core

Haulage & logistics

Fuel costs upfront, slow-paying shippers. Funding that keeps the wheels turning.

Explore
Core

Construction

CIS-specific facilities, retention finance, application-for-payment funding.

Explore
Core

Manufacturing

Raw materials upfront, long sales cycles. IF and ABL combined.

Explore
Core

Wholesale & distribution

Big invoices, thin margins, stock-heavy. Working capital that scales.

Explore
Services

Consultancy & professional

Project-based, lumpy invoicing. Smooth the gaps between completions.

Explore
Services

Healthcare & care providers

Framework and private billing funded so payroll never waits on payers.

Explore
Services

IT services & MSPs

Subscription invoicing, project work, recurring revenue. Tailored facilities.

Explore
Knowledge hub

Understand your options first.

Plain-English guides to invoice finance, written for business owners and finance directors.

Side-by-side illustration comparing invoice factoring and invoice discounting
Compare

Factoring vs invoice discounting: which fits your business?

Illustration weighing invoice finance against a traditional bank loan
Guide

Invoice finance vs a bank loan, honestly costed

Illustration of a calendar marking an invoice finance facility renewal date
Tips

Why your facility renewal date matters more than you think

Find the right facility for your business.

A free, no-obligation conversation with a whole-of-market broker. We do the legwork.

Get a quote →

Frequently asked questions

Invoice finance for business-to-business trading sits outside FCA consumer credit regulation. We operate as a commercial finance broker. We'll always set out fees and terms clearly before you commit.
F

Still have questions?

Ask Flo, our invoice finance assistant. Trained on debtor mechanics, sector quirks, cost structures and renewal strategy.