NHS frameworks, CCG-paid contracts and agency staffing all share one feature: slow, certain payment. Invoice finance turns that certainty into same-week cash.
A healthcare staffing business turning over £3m on NHS frameworks typically funds c. £225k a month, covering weekly agency payroll against framework invoices paid in 45 to 60 days.
The specifics that make or break a facility in this sector.
Lenders need to be set up for SBS, Crown Commercial Service and trust-level billing. Specialist healthcare lenders are.
Care providers bill local authorities with 30 to 90 day terms. Funding works the same way as NHS, with similar advance rates.
Healthcare staffing facilities bundle PAYE, NI and pension into the weekly draw, mirroring recruitment-sector structures.
Lenders check CQC registration and IR35 compliance as part of underwriting; clean records keep pricing tight.
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What's your invoice worth?
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We benchmark your facility across a panel of specialist invoice finance and revolving credit lenders, and match you with the ones whose appetite fits healthcare & care providers. You get whole-of-market access from one conversation, at no cost to you.
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Yes, NHS and CCG invoices are some of the strongest debtors a lender can have. Specialist healthcare IF is well-developed in the UK.
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